The Financing Program Built for Contractors
SwiftCash is CCN’s contractor financing program. It gives your sales team a way to offer homeowners 0% interest, same-as-cash financing on the spot, so projects move forward without sticker shock stalling the sale.
Loan amounts range from $1,000 to $100,000, with approval rates up to 92%. Whether your customer needs a short-term bridge to get started or wants to spread payments over time, SwiftCash keeps the decision simple and the job on schedule.
Flexible Options for Every Project
6, 12, 18, or 24-month terms. No interest and no payments for the full term of the loan.
0% interest with a low monthly payment. Terms from 1 to 7 years.
Fixed-rate monthly payments with terms from 5 to 12 years (up to 20 years for solar). Interest rates from 2.99% to 9.99%.
From Application to Approval in Minutes
- Get Approved for SwiftCash Financing. Submit your application and get set up to offer financing to your customers.
- Present Financing at the Kitchen Table. Your sales team offers payment options during the appointment. Customers apply on the spot.
- Get a Decision in Minutes. Over-the-phone or online approvals take as little as 10 minutes. No waiting for a bank.
- Start the Job. Once approved, work begins immediately. You get paid on time, every time.
WHY CONTRACTORS USE SWIFTCASH
Sell More, Sell Bigger
- Close more projects by removing the price objection from the conversation
- Increase your average job size when customers can finance premium materials and larger scopes
- Approval rates up to 92% mean fewer lost deals
- Customers can buy today and defer payments for up to 24 months
- No waiting on a traditional bank loan to get started
- Financing decisions happen in the home, during the appointment
- Zero paperwork for you or the homeowner
- Approvals in as little as 10 minutes over the phone
- Guaranteed on-time payment to your business
Backed by Banks You Can Trust
SwiftCash works with established lending institutions to give your customers reliable, secure financing. Our primary banking partner is Regions Bank, one of the nation’s largest full-service banking providers. We also partner with GreenSky and additional lenders to ensure broad approval coverage across different customer credit profiles.
Contractors Who Use SwiftCash
When a sales rep offers financing consistently to every homeowner, you'll start to see your ticket prices go up — and it makes projects more affordable now, rather than pushing things off into phases.
Offering Regions financing has impacted our close rate because more homeowners feel like they can do the project now. And it impacts ticket price because now they can upgrade, get the extra features they want. It makes the customer feel like they're fulfilling a want, not just a need.
You've got to offer financing with Regions. The great part is they have the plans that help you stand out.
Offering financing shows that you're a credible business — and it allows your homeowner to afford a project they might not otherwise. Without it, you're missing out on a lot of opportunity. Regions makes it easy.
People buy bigger jobs, they buy more jobs when it's more affordable. If you're not using financing in all of your sales, you're leaving a lot of money on the table.
Financing makes the average sale higher and increases close rate. The homeowner gets an affordable project and a better job. The company gets more closes, higher income, higher profits. Everybody wins.
